Interest Free Finance that's affordable
- Product description
- Product details
Q Card and Q Mastercard® can let you buy the things that matter now with 12 Months Interest-Free* for a minimum spend of $999. Terms and conditions apply - read over for more details.
Smart Energy Solutions accepts Q Card and Q Mastercard to make our energy saving home solutions more accessible to help you have a comfortable home, year round. Our special offers change monthly so get in touch with us today to see what's available.
You can use Q Card or Q Mastercard's 12 Months Interest-Free offer* for purchases over $999 to help when looking for:
- Heat Pumps for energy efficient heat when you need it plus cooling for hot summer nights.
- Ventilation systems for a drier home that’s easier to heat and is less prone to mould & mildew.
- Insulation to keep your warmth in winter and keep it out in summer.
- Hot Water controllers to fit to your existing hot water cylinder to lower water heating bills.
- LED downlights that are the modern long-life lighting that use much less power.
- Solar panels to harness the energy of the sun.
* No payments and no interest for twelve months is available until further notice. Minimum spend $999. Annual Account Fee of $50 applies. A $55 Establishment Fee for new Q Mastercard Cardholders and a $35 Advance Fee for existing Q Mastercard Cardholders will apply. Q Mastercard Standard Interest Rate, currently 25.99% p.a. or 22.95% p.a. (depending on your card) applies to any outstanding balance at the end of the interest free period. Lending criteria, fees, terms and conditions apply. Rate and fees are correct as at the date of publication (May 2020), subject to change.
3 questions & answers about this product
Is their a minimum purchase value?
Q Cards 12 Month Interest-free offer applies to all purchases over $999.
How much are the repayments?
The minimum payments are 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Note that paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period.
What is the interest Rate?
There is no interest in the first 12 months but Q MasterCard's usual interest rate (currently 25.99% or 22.95% p.a.) applies to the outstanding balance at end of the interest free period.