Council Rates Programmes

The value of home insulation and heat pumps is sufficiently recognised that several councils offer support so you can pay them off via your regular rates payments.

The local and regional Council targeted rates programmes let you pay off your home insulation (and sometimes heat pumps) via your regular rates bills over a period of 9-10 years at a discounted interest rate*. So you can have your insulation and/or heat pump now and enjoy all the benefits without needing a separate finance company.

The various councils aim to improve the health of their residents and improve the quality of the housing stock in their cities - insulation and a heat pumps being key ingredients for warmer, drier, healthier and more energy efficient homes. By insulating and heating your home you have warmth, comfort, health and lower energy bills.

How we can help

Smart Energy Solutions is an approved provider in several regional councils' targeted rates programmes as well as being an EECA approved provider for the Warm Up New Zealand: Healthy Homes Rental Programme. We can provide you with information and quotes on what your home needs as well as what council support there may be in your region.

Most of the council programmes require that:

  • you are a ratepayer with a good track record of paying your rates
  • the insulation and heat pump (and other products where allowed) must be installed by an approved provider such as us
  • that the home was built before 2000

The funding available from the participating local councils is repayable over 9 to 10 years* and they allow earlier repayments without penalties. The councils administer the finance and charge an interest rate of just 7-9%* which typically reflects their own cost of finance plus administration costs.

For more information about whether there is a rates programme in your area check the links below or book a FREE Home Assessment.

Read More at:

Auckland Council Retrofit Your Home Programme - insulation, heat pump, bathroom and kitchen extraction systems 

South Waikato District Council - non-compliant woodburner must be replaced with heat pump before insulation can be done

New Plymouth District Council - insulation or a heat pump (insulation must be done first)

South Taranaki District Council  - insulation or a heat pump (insulation must be done first)

Hawkes Bay Regional Council - insulation and a heat pump (only to replace woodfire, must be in airzone)

Warm Greater Wellington Programme - insulation only

Greater Wellington Insulation & Heatpumps for Masterton - insulation and a heat pump 

Warm Dunedin Programme - iinsulation and/or a heat pump (insulation must be done first)