Hawke’s Bay: Get Insulation on your council rates

Finance Options

Get insulation and a heat pump on your Hawkes Bay Regional Council rates, but act NOW - to get your insulation installed this winter!

Smart Energy Solutions are proud to be an approved provider in the Hawke's Bay Regional Council's Heatsmart Programme which lets Hawke's Bay homeowners in particular "Airzones" get home insulation and a heat pump and pay for it through your rates bill over up to 10 years. T&Cs apply.

The aim of the programme is to make Hawke's Bay homes warmer and healthier by offering an easy finance option for home insulation and heat pumps and to improve air quality. 

ACT NOW! To get insulation installed this winter!

Smart Energy Solutions is New Zealand's largest insulation retrofitter and is also an approved insulation provider under the government's Warm Up New Zealand: Healthy Homes rental programme with an excellent reputation for customer service and high quality installation.

Who is eligible? 

Ratepayers in Airzones 1 and 2 can access insulation and heating funding through the Heatsmart programme. Airzone 1 generally covers the urban areas of Hastings, Flaxmere, Havelock North, and Napier. Airzone 2 covers the remaining areas within the Napier and Hastings airsheds. Whirinaki and Awatoto are excluded. The funding is only available for homes that are uninsulated (or have inadequate insulation) and for heat pumps only when they are replacing a non-compliant woodburner.

To be eligible for the Heatsmart funding you must:

  1. Be a Hawkes Bay Regional Council ratepayer
  2. Be up to date with payments on your rates
  3. Have quotes from an approved insulation provider (that's us)


 

Why Insulate?

Insulation keeps your home warmer and drier and can lower your power bills. Insulation creates a barrier to reduce heat escaping your home during winter - this can lower your energy bills. Even more importantly a study by the Wellington School of Medicine & Health Sciences* confirmed that people who live in insulated homes are healthier.

How Much Funding is Available?

The Hawke’s Bay Regional Council's programme provides up to $4,500 of funding support for home insulation products which can be used for ceiling or underfloor insulation installed by an approved provider (Smart Energy Solutions).

It also offers $4,500 for heat pumps (& wood burners, gas fires or heaters) for homes in an airzone replacing an existing non-compliant fire or woodburner only, and a one-off grant of $700 to decommission a non-compliant fire and replacing it with a compliant heat source.

^ The $4,500 heat pump assistance is only for homes in an airzone who are replacing an existing non-compliant fire or woodburner. For more information on the criteria for the heat pump assistance, please read here.

How is the funding repaid?

The funding is repaid through your regular HBRC rates bill and is itemised as a "targeted rate". The repayments are over a period of 10 years and you can make additional repayments if you wish to pay it off earlier.  

If you sell your house before fully paying off the financial assistance you are legally required to disclose the existence of the targeted rate to potential buyers. Alternatively you can pay the outstanding amount off in full prior to selling.

Adding insulation will mean you use less energy (electricity, wood, gas) to create the equivalent warmth and so you can save money while you're paying the insulation off.

What is the interest rate?

The targeted rate is interest bearing to cover the council's costs. The interest rate for insulation is 6.5% per annum, heat pumps are 3.5% per annum, and is reviewed annually. Insulation of $4,500 would have an approximate repayment of $51.08 per month.  

Read more on the Heatsmart programme on the Hawke's Bay Regional Council website or by booking a free home assessment.

You can trust Smart Energy Solutions

Smart Energy Solutions' Hawke's Bay team is a one-stop-shop that can give you quotes on ceiling insulation, underfloor insulation, heat pumps and ventilation, heat transfer systems and LED lighting solutions and more.

Our Hawke's Bay base is in Napier and we can visit you in your home anywhere in the greater Hawke's Bay region including Hastings, Waipukurau, Waipawa and Wairoa. Because we sell a wide range of home energy efficiency products, you can rely on us to recommend the products your home needs first for maximum effect.

Hawke's Bay homeowners can enjoy our total home approach from a NZ owned business approved by leading organisations like EECA and the Hawke's Bay Regional Council. You can read more about our Hawke's Bay team - our products, services and community involvement here.

You can also trust the products we supply as we only work with leading brands including Mammoth Modern Insulation, Bradford insulation, Mitsubishi Electric heat pumps, Daikin heat pumps, SmartVent, SmartVent Evolve home ventilation and heat transfer systems.

Whether your focus is on being energy smart, healthier, more comfortable or improving your home's sustainablity, trust Smart Energy Solutions.

* Howden-Chapman, P et al. "Effect of insulating existing houses on health in equality: Cluster randomised study in the community"

 

Read More:

About Heat Pumps

About Ceiling Insulation

About Under Floor Insulation

About our Home Ventilation Systems